5.9.41 Safe to install
Peer to Peer Lending – Making Investment More Rewarding and Credit More Reasonable for All
Welcome to FAI₹CENT - India’s leading Peer to Peer (P2P) lending platform and the first NBFC-P2P to receive a Certificate of Registration (CoR) from the RBI.
Fairassets Technologies India Pvt Ltd (Faircent.com) has a Certificate of Registration with the number N-14.03417 provided by the Reserve Bank of India allowing us to operate as an NBFC-P2P (Non-Banking Financial Company – Peer to Peer Lending) in India.
Founded in 2013 and based in Gurgaon, India, FAI₹CENT facilitates an online credit marketplace. The FAI₹CENT app connects borrowers looking for loans with lenders seeking good returns on investment.
DOWNLOAD THE APP TO GET STARTED NOW!
Apply for a Loan
Whether it's a wedding, debt consolidation, or business funding, you can apply for an instant personal loan with ZERO collateral and 100% online loan processing. Choose between a personal loan or business loan based on your repayment capacity and choice of tenure.
🌟 Features:
- Loan Amount: Minimum Rs. 30,000 to Maximum Rs. 10,00,000.
- Rate of Interest / Annual Percentage Rate (APR): Minimum 12% per year to Maximum 28% per year.
- Repayment Period: Minimum 6 Months to Maximum 36 Months.
- Processing Fee: 2.5% to 8.5% of Loan Amount.
- GST: 18% of Processing Fee.
A representative example of the total cost of a loan:
For ₹1,00,000 borrowed for 12 months, with an interest rate of 13% per annum*, a user would pay:
- Processing fee (@ 3%) = ₹3,000 (including GST of 18%)
- Registration fee of ₹500 (including GST of 18%)
- Interest = ₹7,184
- EMI (Monthly Repayment) = ₹8,932
Total amount to be repaid = ₹1,10,684
*Interest Rate varies based on your risk profile.
Make sure you have the following documents:
- PAN Card
- Aadhaar Card or Voter ID/Passport
- Last 6 months Bank Statement
- Last 3 months of Salary Slip (for salaried)
- Last year’s ITR
💰 Invest Money in P2P Loans
Faircent offers lenders a unique opportunity to invest in the alternative asset class of P2P loans. You can invest by lending to pre-verified borrowers and earn high returns.
• Simply Install the App to Open Your Lender Account
• Add funds to your Escrow Account to Invest
• Invest in Your Choice of Loans
• Get started with Money Lending Online now
⭐ Features:
- Invest in borrowers across the country
- Minimum investment amount – INR 750
- Offering one of the best returns on investment
- Enjoy regular passive income
- Easy loan portfolio diversification
- Best Investment Options for Salaried Person
- Best Investment Plan to build retirement wealth
- Best Short-Term Investment Plans
🔒 Security and Protection of Privacy:
Faircent practices transparency and we have no hidden costs and don't take margins from interests decided mutually between the borrower and lender. Please visit https://www.faircent.in/privacy-policy for more info.
☎️ Support
You can contact us at [email protected]!
Overview
Faircent - Loans & Investments is a Freeware software in the category Business developed by Fairassets Technologies India Pvt. Ltd..
The latest version of Faircent - Loans & Investments is 5.9.41, released on 06/23/2024. It was initially added to our database on 11/26/2023.
Faircent - Loans & Investments runs on the following operating systems: Android.
Faircent - Loans & Investments has not been rated by our users yet.
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